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Credit Card Program

Flatrate Utilities Credit Card Program

When a customer signs up for Flatrate-Utilities, we provide the customer with a credit card that is equal to 120% to 300% of what his assigned Flatrate is!! Exciting things begin to happen for our customers immediately when they become a member of Flatrate-Utilities.com. Instead of sending us your initial Flatrate payment, we have you to send it to our affiliate bank that will issue you your credit card.

{NEVER BEFORE HAS THERE BEEN A PROGRAM STRUCTURED WHICH WOULD ALLOW YOU TO TAKE YOUR NORMAL BILL MONEY, DEPOSIT IT AND CREATE A SUBSTANTIAL CREDIT LINE THEN PAY THOSE SAME BILLS. IN FACT, YOUR CREDIT LINE IS 20%-300% MORE!!! YES! IT'S TRUE WE WANT TO HELP YOU TAKE CONTROL OF YOUR BUDGET.}

When you receive your card, it will be charged that initial Flatrate payment at that point. Each month that your Flatrate payment is sent to the bank, if your actual bill total for that month is under your assigned Flatrate amount, the extra money is placed in your account to further increase your credit line. This is a unique arrangement made by Flatrate-Utilities.Com with our affiliate banks on behalf of our customers. Your credit line continues to grow because our utility savings program will keep you under your Flatrate!!! If you are over your Flatrate amount in any month, "don't worry-be happy", FLATRATE-UTILITIES.COM has you covered!!

For example, if you sign up for service at Flatrate-Utilities.Com with a $400 assigned Flatrate, Your actual credit line on your new card would be $480 to $1200. That is 20% to 300% increase above what you put in and covers most or your entire membership fee with Flatrate. We check at the start of each billing period to be sure that your credit card or bank account can be charged for $400. Your credit card or bank account is not charged at this point, but only "pre-authorized". This pre-authorization reduces the available credit limit on your credit card or bank account by the amount pre-authorized. If your available balance is $80 or $800 above the Flatrate at the time of our pre-authorization, then that is all the usage you have at that point. We charge ONLY the pre-arranged amount on your credit card or bank account while obtaining "pre-authorization" for your designated Flatrate limit for the billing period.